What is your FICO Score?


So true, both are a tool and if used correctly can pay off big time. I put everything on my chase rewards card and I turn around and pay that thing COMPLETELY off at the end of each month. I accumulated enough reward points to get a $1000 check through the mail recently. That is free money their for the taking and anybody can take advantage.
Yep. Rich business folks tell you not to use your own money for most stuff. Use other people's money as much as possible if it makes sense. Even if you can pay cash.
 

Having no credit can decrease your score also....I advise people to get a gas card and use their check card.

You get no credit points for a gas card, since you have to pay those off at the end of the month. A check card is not a credit card either because it's just a electronic payment instead of writing a actual check.
 
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