How a Google Street View image of your house predicts your risk of a car accident

Olde Hornet

Well-Known Member

Insurance companies, banks, and health-care organizations can dramatically improve their risk models by analyzing images of policyholders’ houses, say researchers.

Google Street View has become a surprisingly useful way to learn about the world without stepping into it. People use it to plan journeys, to explore holiday destinations, and to virtually stalk friends and enemies alike.

But researchers have found more insidious uses. In 2017 a team of researchers used the images to study the distribution of car types in the US and then used that data to determine the demographic makeup of the country. It turns out that the car you drive is a surprisingly reliable proxy for your income level, your education, your occupation, and even the way you vote in elections.