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Originally posted by Ms. Jag4Jag
1. budget
2. save
3. live on less than we make
4. get out of debt a. pay minimum on largest and attack the smallest until paid...then double up to pay the big ones
5. GIVE (tithe....give to charity or church, but GIVE)
Originally posted by BILBREW
We as a people really need to get with the program. Too many of us think that a pay raise equals a bigger car or more debt. I used to work at a bank, and it would sicken me to see young Blacks get $2,000-$3,000 tax returns and simply cash them without even thinking about putting some in savings. Then a month later they are crying broke. WTF? If you are paying off debts with it more power to you, but if you are just concerned with getting some new rims or the latest Platinum Fubu outfit, you need to check yourself. We just need to be more responsible with what we do with our money.