Olde Hornet
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Make sure you gather financial documents that you’ll need if you must evacuate in the event of a natural disaster or your home is damaged.
If you have time to organize your records and put together a “go file” to take with you during a disaster, consider the following:
Identification records. These include your driver’s license, birth certificate, passport and Social Security card. The documents are essential if you must establish your identity with financial institutions because you need new credit cards or if you must make a temporary change of address, says Stern. If you must apply for a new driver’s license, you’ll usually need the original documents of your birth certificate, Social Security card or passport, rather than just copies. Also take your health insurance or Medicare cards with you.
Home inventory and insurance records. Walk through your residence with a cell phone camera to create a record of your possessions—including those in closets and drawers—as well as document the condition of your home before anything was damaged. This can be very helpful to establish your losses when you file a claim with your insurer. Keep receipts or appraisals for valuable items or major purchases. Also retain copies of your insurance policies, especially for home and auto insurance, which will include information about what is covered and how to contact the insurer to start your claim.
Make sure you gather financial documents that you’ll need if you must evacuate in the event of a natural disaster or your home is damaged.
If you have time to organize your records and put together a “go file” to take with you during a disaster, consider the following:
Identification records. These include your driver’s license, birth certificate, passport and Social Security card. The documents are essential if you must establish your identity with financial institutions because you need new credit cards or if you must make a temporary change of address, says Stern. If you must apply for a new driver’s license, you’ll usually need the original documents of your birth certificate, Social Security card or passport, rather than just copies. Also take your health insurance or Medicare cards with you.
Home inventory and insurance records. Walk through your residence with a cell phone camera to create a record of your possessions—including those in closets and drawers—as well as document the condition of your home before anything was damaged. This can be very helpful to establish your losses when you file a claim with your insurer. Keep receipts or appraisals for valuable items or major purchases. Also retain copies of your insurance policies, especially for home and auto insurance, which will include information about what is covered and how to contact the insurer to start your claim.