Equifax security breach - read this first


Olde Hornet

Olde Hornet

Well-Known Member
https://www.yahoo.com/finance/news/called-equifax-apos-d-affected-235248665.html

I called Equifax to find out if I'd been affected but it just hung up on me, three times

The company put up a website earlier to allow consumers to see if hackers had stolen their data. However, rather than telling folks if their information was included in the breach, that site seemed to sign people up for TrustID, an Equifax service offering a suite of security products to protect them from digital theft.

Conveniently (for Equifax) those who sign up for TrustID might wave their right to any class action lawsuit against the company, as stated at the bottom of TrustID's terms of service.


 
Equifax security breach leaks personal info of 143 million US consumers

https://www.yahoo.com/finance/news/equifax-security-breach-leaks-personal-212900896.html

One of the largest security breaches ever has come to light today as Equifax revealedattackers used an exploit on its website to access records for 143 million US citizens (for reference, the US has a population for 323 million or so, that's about 44 percent). The oldest of the three major US credit bureaus, it maintains information on over 800 million people for credit and insurance reports, which is also a juicy target for anyone trying to steal data. Equifax says the breach lasted from mid-May through July 29th when it was detected.

So what do you do now? Equifax has set up a website offering credit monitoring and identity theft protection to all US residents free for one year, if that will help. Its TrustedID Premier setup does "3-Bureau credit monitoring of Equifax, Experian and TransUnion credit reports; copies of Equifax credit reports; the ability to lock and unlock Equifax credit reports; identity theft insurance; and Internet scanning for Social Security numbers." Since the company is only directly notifying the people whose credit card info or dispute documents were leaked, registering on the website or calling its hotline (866-447-7559) may be the only way to know for sure if you were impacted.
 

https://www.usatoday.com/story/tech...n-massive-breach-frustrates-public/646022001/

Equifax’s post-hack website looked like a phishing threat to some browsers

SAN FRANCISCO — Instead of finding answers from Equifax’s website about whether or not they were affected by a huge data hack, nervous Americans found that solutions proposed on the credit reporting company’s website and on a helpline raised unnerving questions.

First, the main Equifax.com site was overloaded and intermittently unavailable over the course of Friday, a day after the breach was announced. Would-be users only received the unhelpful message that the server was busy and they should try back after a few minutes.

What to do if you're one of the 44% of Americans hit by the Equifax breach


Next, users who did get through were sent to equifaxsecurity2017.com. Clicking through from there took them to an entirely different URL, trustedidpremier.com

Being routed to a different domain is a classic technique used by phishing scams.
 
There is an article that, (that I need to find); it discusses an issue with checking to see if you have been affected.
Basically the article says that the website is a joke. Different reporters put in their name and SS into the search or entered fakes nameswiht fake SS into the search. When their names came back as not breached nothing happened, but when their names came back as being breached and then directed to the TrustId website. The issue is that when they put in fake names coupled with fake SS they came back as breached and they too were directed to the TrustId website.

Found the article
PSA: no matter what, Equifax may tell you you've been impacted by the hack
 
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This company needs to be put out of business - they have not address problems for years, now most americans will have to pay the price for their incompetence.
 
Equifax had patch 2 months before hack and didn’t install it, security group says

https://www.usatoday.com/story/mone...entity-theft-hackers-apache-struts/665100001/

SAN FRANCISCO — Hackers took advantage of an Equifax security vulnerability two months after an industry group discovered the coding flaw and shared a fix for it, raising questions about why Equifax didn't update its software successfully when the danger became known.

A week after Equifax revealed one of the largest breaches of consumers' private financial data in history — 143 million consumers and access to the credit-card data of 209,000 — the industry group that manages the open source software in which the hack occurred blamed Equifax.

"The Equifax data compromise was due to (Equifax's) failure to install the security updates provided in a timely manner," The Apache Foundation, which oversees the widely-used open source software, said in a statement Thursday.
 
Bernard - I disagree - your whole life can be put on hold - if someone abuses this information - you are screwed and it can take months if not years to clear your name. You wont even be able to get an apartment. this is no joke.
 
What I meant was, if you have credit low below 500, hackers probably can't use that low score to secure a car, truck or apartment?
 
bernard said:
What I meant was, if you have credit low below 500, hackers probably can't use that low score to secure a car, truck or apartment?
Click to expand...
It's not always about the credit you can or can't secure. Sometimes it's about having an "active" social security number or any legitimate data that can be sold on the black market.
And even a person with a sub par credit score and still get a very high interest loan. Even if a person can't purchase a big ticket item. All a person has to do is get the credit (they don't care about the interest rate, they're not paying it back anyway), find a way to covert it to cash, and from there buy what they want.
 
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