Olde Hornet
Well-Known Member
The good news is there are proven tactics for training ourselves to overcome inertia and choose a more predictable path forward.
Tactic 1: Identify your goals
You can’t create an effective plan until you know what you’re trying to achieve, so start by listing each of your goals.
The vaguer your goals, the harder it is to measure your progress toward them, so be as specific as possible. For instance, if one of your goals is to “live comfortably in retirement,” push yourself to define what that means in practical terms. Perhaps you want to pay off your mortgage before you stop working to eliminate your housing payment, or budget for potentially expensive hobbies like golf and skiing.